YOUR AGENT
A successful purchase starts with the right agent to represent you.  Once you’ve selected your agent, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders. Honolulu Real Estate agents have all the right pro's, for you!

YOUR LENDER (& Appraiser)
A bank is not just a bank. Having the right lender can be extremely important – it is your money we’re talking about, after all!   Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lender may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.  Your Honolulu Real Estate agent can recommend lenders with whom our team has had the best buyer-satisfaction experiences.

YOUR HOME INSPECTOR
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct a ‘surprise’ down the road. Ask your Honolulu Real Estate agent for Home Inspector recommendations.

YOUR CONTRACTOR
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some areas, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and your contractor will appreciate the advance notice.  Your agent can recommend contractors and handymen, with whom our team has had the best client-satisfaction feedback.

YOUR PLAN

1.  Find the right representative

Even if you’re not quite ready to buy, your Honolulu Real Estate buyer’s agent will be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your Honolulu Real Estate agent first, so he or she can help to guide you, right from the start.

2.  Find out what your price range is

Your Honolulu Real Estate agent will pre-qualify you, to correctly determine your price range.  Online mortgage calculators are also a good place to start, but as you get closer to being ready to buy, there is no substitute for a written pre-approval, from a lender.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly renovating one).

3.  Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your Honolulu Real Estate agent – he or she can provide you with an analysis of the market or direct you to the most valuable resources, and immediately start e-mailing you with property listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your Honolulu Real Estate agent.

5.  Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your Honolulu Real Estate agent, hit the pavement, and when you see ‘the right house’, put in an offer. 

With your experienced Honolulu Real Estate team beside you, it really can be that easy!

YOUR CALCULATOR:

Let us help you see what you can afford! Our mortgage calculator will help you determine proposed
monthly payments.   CLICK HERE!

 YOUR EXCLUSIVE BUYER'S AGENT:

     Because you are serious about purchasing a home, you must read ALL of this!

It is crucial that you be properly represented, from the time you start the search for your new home, to the end of the transaction.  As real estate Brokers, with 24+ years of experience, here are some of the services we provide, as your Honolulu Real Estate  Exclusive Buyer's Agents:

·          We fully explain the different types of agency in real estate so that you understand representation and fiduciary responsibility, and why to avoid the pitfalls of so-called, "dual-agency" and other misconceptions.

·          We explain, in full, our responsibility to you as buyer’s agents and show you how our representation costs you nothing, but may save you a lot of money.  We're priceless!

·          We inform you of each area in Honolulu, regarding appreciation, plans for growth, schools, etc.  We disclose negative information to you.  We will give you facts, so that you can make informed decisions.

·          We give you our best recommendations as to local lenders, home inspectors, termite Inspectors, and other services you may need.

·          We absolutely maintain your confidentiality, throughout the entire process.

·          We will assist you in the qualification process with lender, if needed.

·          We will gather all your search criteria. – and create the strategy to begin the home-search process, on your behalf.

·          We will create an email-based home-search program, based on your criteria, that draws directly from tour MultipleListinstingService (MLS), and our own databases.

·          We will perform a comparable analysis of any property you are interested in, so that we can determine its fair market value.

·          We will disclose all the negative information we can find, regarding the property.

·          When you make your decision to purchase a particular home, we will help you negotiate the best price and conditions, and prepare the contract, while explaining all the contingencies the contract offers.

·          We will explain special terms, to tighten the contract and protect your interests.

·          We will provide a time-frame list, showing all the contract requirement dates, which must be met.

·          We will make sure you receive ALL documents required for the property.

·          We will guide you through the home inspection process and help you negotiate any major repairs that are needed.

·          We will work with the lender, escrow, and the title company, to ensure that the process is going smoothly and that all documents are received in a timely manner.

·          We will do a walk-through with you before closing, to make sure that any needed repairs have been completed, and that no damage has been done to the home since the contract was written.

·          We will get a copy of the Settlement (HUD) Statement before closing, to determine if all the numbers are correct, according to the contract.

·          We will attend closing with our file of all signed documents. We have never missed a closing, with our clients, in 24+ years!

The way we set ourselves apart from other Realtors®, is through integrity, knowledge, and superior service.   We are NOT salespeople.  We NEVER apply pressure tactics to encourage a quick sale. We work with you as long as it reasonably takes, providing information and guidance in order for you to make the most fully informed decisions.

We hope you decide to use us as your Exclusive Buyer's Agents.

We're all about YOUR best interests!